About Us

Although my full Bio follows later on this page, I want you to know a few key points about who I am and my guiding philosophy. Like you I am a caregiver raising with my husband our two sons. Since 1997, I’ve been a successful entrepreneur who has been awarded honors for my business leadership. People call me an innovator because I’m changing the way we are thinking about caregiving. Recently, Governor James E. McGreevey appointed me to the NJ Commission on Aging. Additionally, I serve on the Legislative committee for the Commission On Aging in order to determine the best ways are Government can help New Jersey seniors. Most importantly I love my family. My experiences as a wife, mother, sister and daughter made me who I am today. I value people, relationships and honesty.

CAREGIVER ADVOCATE: “I have seen Lorraine speak at the Princeton Work Life Alliance and she has a mastery of caregiver issues.”
Marry Jane Stofik, Ocean Grove, NJ

COMPASIONATE: “Lorraine is extremely compassionate and caring,"
Patricia Taylor, Wayne, NJ

CUSTOMER SERVICE: “Lorraine has taught me so much on an educational level that is vital to my customer service role. I do a lot of interaction with the children of seniors in addition to seniors seeking our services.” Bonnie Leibowitz, CALA Director of Marketing Pavilion at Forrestal, Princeton, NJ.

COMPETENT: “Lorraine has your best interest at heart, she is independent and shops for the best policy, she brings her laptop, plugs in the variables and comes up with the best plan. I was able to not skip at a beat with my business because of the great policy Lorraine sold my mother.” Jody Rorick, CPA owner of Daily Money Manager

Since 1997, Lorraine Kenney Spiotta has worked to bring long term care insurance policies and a "peace of mind" to a diverse group of clients. The President and founder of Senior Long Term Care Insurance Brokerage, Inc., Lorraine successfully completed the advanced training and educational requirements for the prestigious Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC). In April 2003, she also completed her Long Term Care Insurance Strategist Designation.

What distinguishes Lorraine from her colleagues is that she brings her insights as a mother and caregiver to serve her corporate, small business, non-profit and individual clients. Drawing upon ten years of work with the Equitable Life Insurance Company, Lorraine has adapted her successful long term care insurance business to emphasize how a crisis in paying for expensive long term care can be averted through strategic insurance planning.

"Most people don't think about long term care insurance until it is too late," said Lorraine, a married mother of two children. "When you get ill or assume cooking, cleaning and health care duties for an elderly relative, bills begin mounting and stress is exacerbated. My single most important message is that by planning now when you are healthy, you can prevent your financial savings from being erased due to high health care expenses."

This Certified Woman Business Enterprise (WBE) is dedicated to empowering business and individual clients to make smart planning decisions about their health care costs. Senior Long Term Care Insurance Brokerage, Inc. also consults with companies regarding the addition of long term care insurance to their employee benefits programs.

Lorraine participates actively in numerous community and professional organizations. The former past president of the New Jersey Chapter of Women Life Underwriters Confederation, Lorraine is the Chairwoman of the 2003 Work Life Forum sponsored by the Middlesex County Regional Chamber of Commerce. Additionally, she can be found cheering on her two young sons in school or community sports programs.

She is sought as a guest lecturer, panelist, keynote speaker and moderator for many New Jersey programs. In 2003, Lorraine became a national author with the publication of her article, “Cooperation, Innovation, Growth: A Call for Partnership Between Long-Term Care Insurance and You” in Assisted Living Success Magazine. Lorraine prepared a major opinion piece on caregiving challenges confronting America that was published in The Trenton Times, the Asbury Park Press, and Home News Tribune. A Teal Heart awardee for the New Jersey Association of Women Business Owners, Lorraine recently appeared on News 12 New Jersey's New Jersey Business segment discussing the importance of long term care insurance and caregiving challenges. In April 2003, Lorraine was a guest speaker for the NJ AFL-CIO Spring Retirees Conference with a talk on five ways to plan for Long Term Care. In May 2003, she moderated a panel on Strategic Caregiving Challenges and Long Term Care, for a statewide conference the New Jersey Association of Women Business Owners.

A resource for media on insurance issues, Lorraine has also been published in Garden State Woman magazine, several New Jersey weeklies and quoted in the business section of the Star Ledger. Having been on the radio, television and published in news stories or on editorial pages, Lorraine has always shared her concerns about health care costs with the general public. Recently, she published a free Caregivers' Resource Guide and
Bookmark to distribute to interested organizations and individuals. She discusses human resource issues related to elder care and employee benefits as a member of SHRM, the Society of Human Resources Managers, and most recently she became a Commissioner with the New Jersey Commission on Aging. Appointed by Governor James McGreevey, Spiotta was confirmed by the New Jersey Senate during a special confirmation vote on May 19, 2003.

This Mother of two is married to her husband, Tom, for thirteen years. Her hobbies include golf, skiing, gardening, walking at the beach, and helping support her friends’ dreams of business ownership and achieving success.

“By cooperating and planning together, we will ‘partner’ to develop your innovative strategy to protect your financial assets. Are you prepared to pay $6,000 per month out of pocket to cover future long term care bills? As caregiver, are you ready to pay all Mom and Dad’s long term care bills? How about when your spouse gets seriously ill? Can you count on government funding? It’s time to answer these questions honestly.”